Technology and Insurance Insights

Three Disruptions, One Conclusion: Commercial Insurance Requires a Different Operating Model

Why Are Traditional Commercial Insurance Operating Models Struggling to Keep Pace With Modern Risk? Commercial insurers are no longer challenged primarily by capital strength, but by operational responsiveness in an increasingly interconnected risk environment. Recent disruptions — including COVID-19, the Suez Canal blockage, and the Strait of Hormuz crisis — exposed how fragmented insurance ...